Here's a scenario: If you were to cause an accident that destroys the other car, and the driver and passengers are injured, how much would your insurance cover? And how much could end up coming right out of your pocket?
Truth is, the costs that can be recovered from a major car accident can be very high:
- Medical treatment expenses
- Income loss from missing work
- Pain and suffering
- Emotional distress
- Property loss
- Punitive damages
And a good personal injury lawyer will find even more damages to add to that list. That's why we recommend you get a Personal Umbrella Policy.
Umbrella insurance is a personal liability policy that will provide you extra protection from lawsuits that may arise from things such as:
- damage you caused to someone's property
- injury in an accident on your property or caused by your dog biting someone
- false claims and arrests
- slander
- invasion of privacy
Umbrella insurance protects you if you are sued under your insurance policy on your house and/or your car for amounts that exceed the limits of those policies. It protects you if you are sued for slander, and also covers legal fees. Umbrella policies cover your future earnings, as a court could award part of your paycheck as settlement for the rest of your life.
Learning the simple truth about Umbrella Policies can make them an indispensable part of your insurance coverage. Don't delay, call us TODAY at 508-347-9343 and get yourself a good umbrella.
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