I hear questions
like this a lot. Tickets and accidents can cause spikes
in your car insurance rates and no one wants that.
The good news is
that they eventually drop off and your rate goes back down. The bad news is that it typically takes 3 years for that to
happen.
If you get a
ticket, you may be able to avoid having a surcharge on your policy by taking a
defensive driving course and getting the ticket removed. This will depend on your past record and what the court offers,
but it is a good option!
If your rates do go
up, make sure you are taking advantage of all other discounts to offset the
increase. Bring all of your insurance to one
company so you take advantage of multi-policy discounts. Raise your deductible for a while so you pay more out of
pocket in an accident, but a lower monthly rate.
Have questions? We're always available to help! Just give us a call and schedule a free review to see what
is available and how we can keep your rates manageable even after an accident.
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