Think Twice Before You Switch!

We hear it all the time on the radio and television, “Big savings on your auto and home insurance.” In these difficult economic times, we’re all looking for ways to save money and insurance is a place to start. But there are some things that we need to consider… Just because we can get a lower rate with another carrier doesn’t mean that changing companies is a good idea. Do you have the same coverages or did the new company give us lower limits of insurance? We also need to consider company loyalty because the longer you are with a particular company, the more likely you are to receive a credit for being with them a long time. And if you’ve been with one company for years, they are more likely to stay on your policy if you’ve had a loss or two (remember those tornadoes, snow storms, and ice storms that we had back-to–back in our area a few years ago?). If you are considering changing insurance companies, please discuss your concerns with your Insurance Agent before you make any changes that could affect your future.