McCurdy Group - Insurance and Financial Consultants
Showing posts with label business insurance. Show all posts
Showing posts with label business insurance. Show all posts

Monday, November 29, 2010

Sewer backup coverage

We would like to remind all home and business owners that unforeseen circumstances and/or extreme weather conditions may cause wastewater (sewerage) back-up into your homes or businesses. In most cases, the town where the home or business is located is not liable for damages or losses suffered as a result of such conditions.

We encourage each of our customers (homeowners, tenants, and businesses) to explore the possibility of purchasing additional homeowner’s or property damage insurance to protect against this type of loss or damage.

Wednesday, October 7, 2009

USB Drives - Beware!!

As technology advances, so do the risks! USB Drive/memory sticks came on the market a few years ago and could only hold a small amount of data. Now they can hold a significant amount of data and they are being used everywhere! The problem now is the increased likelihood that sensitive data can be lost or stolen or the devices can be used to inject viruses or other malware into computers. Data from a USB can be loaded onto a workstation without restriction, bypassing firewalls and other network defenses.

There is an interesting account of a consultant who was hired to probe the security of a credit union. Early one day he scattered 20 USB drives – disguised as promotional items- in the parking lot of the credit union. Each drive was infected with a virus that, when inserted into the SUB port, would send critical data back to the consultant. Amazingly, 15 of the drives were picked up by employees – all of whom subsequently plugged them into their computers. The software on each drive loaded itself onto the PC and the consultant received enough data not only to gain access to the infected PC but other systems on the credit union’s network as well!

If you need to use USB drives as part of your day-to-day business, then disk encryption software or a secure USB drive may be your best bet. Having a good security policy in force that addresses the use of these drives and other “outside software” being loaded onto company computers is not a bad idea either! It's important for you to consider your insurance policies – do you have anything on your business policy that would cover you if an employee did damage of this nature? Things to think about!