McCurdy Group - Insurance and Financial Consultants

Wednesday, July 30, 2014

Health Conditions That Are Dangerous for Driving

Before you get behind the wheel of your vehicle, you should always be aware of your physical and/or health condition. Driving has become so complicated because as drivers; we need to be aware of other dangers that may cause us to make a quick decision and react even quicker. You need to be at your best before you get behind the wheel to drive. You shouldn’t drive if:
• You have vision or hearing issues. Make sure that your eyes and ears have been checked. Also remember to wear sunglasses on sunny days.
• If you’ve been drinking alcohol. Your judgment and reaction time could be affected with the smallest amount of liquor that is consumed.
• If you’re taking medications, whether prescribed by your doctor or over-the-counter, that makes your drowsy.
• If you’re under the influence of any illegal drug.
• When you’re tired.
• When you are upset because anger and depression can cause you to drive carelessly.

Wednesday, July 23, 2014

Avoid Running Out of Money During Retirement

Many people have no idea how much money they will need to retire and/or think that they have plenty of time to plan for it. Before you know it, you’re about to retire and feel completely unprepared. Do you know how much you need to have available at your retirement? You need to consider your life expectancy and how much money you’ll need to maintain your lifestyle (which includes inflation). See your personal Financial Planner today to discuss what you’ll need to be able to have a retirement that is as stress-free as possible.

Wednesday, July 9, 2014

Should I Change My Homeowners Insurance Policy if I No Longer Live in It?

A homeowner’s policy is a homeowner’s policy, right? Wrong! If you are planning on moving out of your home and having someone else live in it; you need to contact your Insurance Agent Professional before you do so. The homeowner’s policy covers “owner occupied” homes so once someone else is living in it, the policy is no longer valid. Your property now needs a rental property policy in order for you to have the proper coverage.

Wednesday, July 2, 2014

Safe Summertime Travels with Kids

Summer time usually includes traveling time for so many families across the country. If you're planning on a road trip with kids, here are a few tips to help you travel safely over the summer:

Check Your Car Seats. Did you know that 73 percent of car seats are not used or installed correctly? Before you hit the road this season, please take 15 minutes for an at-home car seat checkup using the SafeKids downloadable checklist. The checklist offers ways to make sure your car seat is right for your child and that the seat is installed properly. These tips are important because we know that when used correctly, child safety seats can reduce the risk of death by as much as 71 percent.

Use Booster Seats. Safety in the car goes beyond your little ones. Kids who have outgrown a forward-facing harness seat are not ready for a seat belt or front seat yet. They are safest in a booster seat that enables the adult seat belt to fit properly. Even when children have outgrown booster seats, they are safest in the backseat until the age of 13.
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