There is a difference. Some people think it doesn't really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn't like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Don't treat the purchase lightly!
There is a difference in where you buy your protection.
1. Captive Agents, who can sell you the insurance products of only one company.
2. Telephone Representatives, who can offer you the insurance products of one company and only on the telephone.
3. On line websites often limit coverage options available, provide quotes that significantly differ from the actual premium that you will be billed and don't allow customization to meet your needs.
4. Independent Agents, who represent an average of eight insurance companies and research with these firms to find you the best combination of price, coverage and service.
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I am planning to take an insurance policy and was thinking its easy to have it. But your post has made me wrong and made aware of all the things that I have to consider. Thanks !!!
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