McCurdy Group - Insurance and Financial Consultants

Wednesday, December 18, 2013

Snow Blower Safety



It’s just the beginning of the snow season and we New Englanders must prepare to take on Old Man Winter. Here are some important things to remember when using a snow blower:
  • Turn it OFF!
  • Disengage clutch.
  • Wait five seconds after shutting machine off to allow impeller blades to stop rotating.
  • ALWAYS use a stick or broom handle to clear impacted snow.
  • NEVER put your hand down chute or around blades.
  • Keep all shields in place. DO NOT REMOVE the safety devices on the machine.
  • Keep hands and feet away from all moving parts.
  • Keep a clear head, concentrate, and slow down.
  • DO NOT DRINK before using your snow blower!
According to the American Society for Surgery of the Hand, hundreds of people are maimed or have amputations of their finger or hands each year due to improperly handling snow blowers. Remember that snow blowers can be dangerous if not handled properly so take your time and play it safe.

Wednesday, December 11, 2013

Winter Travel Safety Tips



Winter in New England can be beautiful (depending on who you ask) but it can also be very dangerous. Here are some tips that you should follow before you head out in the winter weather:

  • Keep your gas tank full to avoid running out of gas and also to prevent ice in the gas tank or fuel lines.
  • If you're traveling to an unfamiliar place, try to avoid traveling alone if at all possible.
  • Let someone know where you’re going, which route you’ll be taking, and what time you expect to arrive.
  • Winterize your car BEFORE bad weather arrives, preferably in the fall to avoid any surprise storms (remember October 2011?) and to beat the rush. Make sure that your tires always have good traction, no matter what the season.
  • Have an auto safety kit in all cars.  Purchase a ready-made kit or make your own.

Wednesday, December 4, 2013

When is the Speed Limit NOT the Speed Limit?


Did you know that even though a speed limit is posted, you could actually get a speeding ticket if you follow that limit? You ask yourself “how can that be?” The answer to that question is that the speed limits that are posted are for when driving conditions are favorable and there are no obstructions or hazards on the road. It's important to remember that if the weather and visibility are bad and/or road conditions are hazardous due to construction, traffic, weather conditions, bicyclists and pedestrians, you need to adjust your speeds accordingly. If you drive 40 mph in a heavy rainstorm on a highway with a speed limit of 50 mph, you can get a ticket for driving too fast. Always be patient and mindful of your speed when the road conditions are not favorable to not only avoid a speeding ticket but also for everyone’s safety.